Citi Prestige Credit Card is the most high-end lifestyle and travel credit card from Citibank. While it offers high reward rates on all purchase at the store, we believe it is primarily a travel credit card aimed at wealthy frequent flyers as the rate of reward redemption is the highest when transfers of rewards points to airline AirMiles programmes (1 Reward Point equals four AirMiles). In addition there is numerous additional benefits for travel, regardless of whether you receive the gift of welcome that comes from the Taj group, the complimentary stay at ITC hotels, or the additional night at every hotel in the world and the benefits for travel that you get with the Citi Prestige credit card offers are unbeatable.
Also, you can get a free Priority Pass membership with unlimited worldwide and domestic lounge access all over the world, for both the primary card and those who have an add-on. Find out more about the credit card.
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Citibank Prestige Credit Card Quick Review
| Card Name | Citibank Prestige Credit Card |
|---|---|
| Rating | 4.7/5 |
| Joining Fee | Rs. 20,000 + GST |
| Renewal Fee | Rs. 20,000 + GST |
| Best Suited For | Travel |
| Reward Type | Reward Points |
| Welcome Benefits | 2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group. |
| Movie & Dining | Up to 50% off on movie ticket bookings on BookMyShow. |
| Rewards Rate | 1 Reward Point for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends. |
| Reward Redemption | 1 Reward Point = Re. 1; 1 RP = 4 Airmiles; 1 RP = 1 Taj InnerCircle point; 1 RP = 4 IHG points. |
| Travel Benefits | Unlimited complimentary airport lounge access worldwide through Priority Pass; complimentary extra night at any hotel worldwide (for min. 4 nights stay). |
| Domestic Lounge Access | Unlimited with Priority Pass (for primary and add-on cardholders) |
| International Lounge Access | Unlimited with Priority Pass (for primary and add-on cardholders) |
| Golf Benefits | 4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India; an additional lesson for every Rs. 50,000 spent. |
| Insurance Benefits | Air accident cover worth Rs. 5 crore; lost card protection worth Rs. 10,00,000; overseas medical insurance worth USD 50,000. |
| Spend-Based Waiver | N/A |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 3.5% (plus applicable taxes) |
| Interest Rates | 3.75% per month or 45% annually |
| Fuel Surcharge | 1% fuel surcharge waived at authorised Indian Oil outlets. |
| Cash Advance Charges | 2% of the withdrawn amount, subject to a minimum of Rs. 300. |
| Additional Benefits | – Welcome benefit of 2,500 bonus reward points at joining. – Annual benefit worth Rs. 10,000 from Taj group / ITC hotels. – 1 reward point for every Rs. 100 on domestic spends. – 2x reward points on international spends. – Reward points redeemable for gift vouchers, gadgets, and more. – Complimentary Taj Epicure and Taj InnerCircle membership. – Citi concierge service for daily tasks. – Overseas medical insurance cover worth USD 50,000. – Lost card protection worth Rs. 10 lakh. |
Citi Prestige Credit Card Features and Benefits
The Prestige Credit Card offered by Citibank is a high-end credit card, that comes with distinctive advantages in a range of categories which include lifestyle, travel rewards, and additional. Below are the complete characteristics and advantages of the credit card:
Welcome Benefits:
Travel Benefits:
There are a variety of benefits for travel by together this card, including the following:
Golf Benefits:
There are 4 rounds of complimentary golf as well as 4 golf lessons each year at 15 top golfing destinations across India. After these four golf lessons, cardholders can take advantage of extra lessons in golf for every rupee. 50k spent on the card.
Insurance Benefits:
There are the below insurance benefits when you use a Citi Prestige credit card. Citi Prestige credit card-
| Category | Insurance Coverage |
| Accidental air death | Rs. 5 crores |
| International medical insurance | USD 500 |
| Lost card liability | Rs. 10,00,000 |
- The medical insurance for overseas patients covers just hospitalization fees for illness as well as treatments abroad up to USD 50,000, for a maximum of 30 days.
Citi Prestige Credit Card Rewards:
Reward Redemption:
- Reward points are redeemable to buy gift cards for top brands as well as gadgets from the Citi Prestige Reward Catalog.
- It is also possible to transfer reward points to airlines that are part of the frequent flyer programs, such in the form of AirMiles. 1 Reward Point = 4 Airmiles. These airlines are the partner airlines:
- Air India
- Eva Air
- Singapore Airlines
- British Airways InterMiles
- Cathay Pacific Malaysia Airlines
- Etihad Airways
- Virgin Atlantic Thai Airways
- Qantas Flying Blue (Air France and KLM)
- Qatar Airways Turkish Airlines.
- It is also possible to transfer reward points to partners’ loyalty programs at hotels such as Taj InnerCircle and IHG Rewards Club. 1 reward point = one Taj InnerCircle point, and 1 reward point is equal to four IHG points.
- Citi Prestige reward points are available for redemption to purchase items by text message.
- You may also pay off your balance due to an outstanding card with Citi Prestige reward points. Citi Prestige reward points.
Citi Prestige Credit Card Eligibility Criteria:
The requirements for eligibility to be satisfied for approval to be eligible for this card are as follows: Citi Prestige Credit Card is in the following order:
Documents Required
The applicant must submit the following documents your application to be considered
How do I apply for the Citi Prestige credit card?
It is possible to apply to your Citi Prestige credit card going to the card’s home page and clicking”Apply for Citi Prestige” and then the “Get Citi Prestige Card” feature. Then you’ll be taken to the page for application which will prompt you to complete a form. The card can be applied on the go by visiting a nearby Citibank branch along with the necessary documents, and then you can fill out the physical application form.
Customer Care:
It is possible to dial Citi Bank’s 24-hour customer support number (CitiPhone) for a report of loss of your card, or if you need any assistance. Customer care at Citibank is available 24 hours a day for emergencies. If you need assistance or questions support, you can contact customer care between 9 am and 7 pm (Monday until Saturday).
Final Thought:
Its Citibank Prestige Credit Card stands out as the top choice for wealthy travelers looking to enjoy incredible rewards and advantages. Its reward redemption rates that are high, particularly in the case of airline miles, coupled with luxurious travel rewards make it a desirable opportunity for frequent travelers.
The extensive insurance coverage is hotels with free stays and unlimited access to lounges This card will warrant that your travel experiences are enhanced. If you’re a meticulous tourist looking to improve your experience, this Citi Prestige Credit Card might be the ideal choice for you.
FAQs:
1. What is the cost of joining on this card?
The fee for joining is the amount of Rs. 20,000 + GST.
2. What is the perfect way to earn reward points using this card?
Earn one reward point for each one rupee. 100 spent on domestic purchases and two reward points per each 100 rupees. 100 on international spending.
3. What benefits for travel does the card give you?
Lounge access to all lounges in the world via Priority Pass, a complimentary extra night in hotels (minimum 4 nights stay) as well as a variety of benefits of insurance for travel.
4. Are there ways to transfer my points towards airline miles?
Yes, 1 reward point may be converted into 4 AirMiles through the airline frequent flyer program.
5. What are the income requirements to qualify?
The minimum annual income requirement is Rs. 25,00,000.
