How to Check LIC Policy Status, Details, Statement via Online/SMS/Call

Monitoring your LIC insurance policy’s status regularly is just as essential as purchasing the insurance policy. With our hectic lives, it’s not difficult to forget payments on premiums and sometimes even forget the grace time. To avoid this happening, consistently review your life insurance policy to be aware of any new costs.

In the past, you needed to be required to go to the LIC branch office or call an agent for information on the status of your insurance. The insurer’s web-based platform provides a variety of options, making it possible to determine the status of your policy with one click. LIC also offers a mobile service for checking your policy and the status of your premium payments. Be sure to are carrying the LIC policy number handy for customer service calls or when you go online to check.

How To Check LIC Policy Status?

Maintaining track of how you are tracking your (Life Insurance Corporation) LIC policy status is vital for effective financial planning, and also to ensure the benefits of your insurance policy remain valid. LIC provides a variety of ways to determine your current policy status. These methods are geared towards different desires and levels of technological convenience. This is how you can get access to the LIC policies:

Check LIC Policy Status Online (For Registered User)

You can find out the specifics regarding your LIC policy, including information about the LIC premium online payment and accrued bonus and group schemes. simply by logging onto the official site of LIC India using the LIC username and password. These steps will show how you can track the status of your LIC policy status if you’ve signed up by logging onto this LIC website:

Step 1. Visit the official site of Life Insurance Corporation of India (LIC)

Step 2. Click at the “Customer Services” tab on the homepage.

Step 3.Select “LIC Policy Status” under the “Customer Services” tab.

Step 4.You are redirected on a new page on which you will need to sign into the system with an account username as well as a password.

Step 5. When you’re registered, you will be able to examine your LIC policy information by policy number, as well as the state of the policy. If you own multiple policies and it’s not included in the list, there is the opportunity to include to your LIC of India policy by enrolling in the “Enroll Policy’ opportunity in the e-Services section of the LIC’s website.

Step 6: You can check LIC policy details together the policy number by simply clicking on the policy number that appears in the list. The details of the policy, such as the policy name, the table number, the policy word, and the date of next premium due as well as the sum assured. are displayed.

Note If you don’t already have an account on the site, you may sign up for one on the website.

How To Check LIC Policy Status For A New User?

This is how to sign up on the LIC website as a first-time user or not registered to review the details of your LIC policies.

• Go to the official website of LIC and then click on the “Customer Portal in the login dropdown menu.
• Click on the “Don’t you have a user account? Register the link and then fill in the necessary information.
• Input your insurance number, DOB installment amount, and gender. Also, enter your email and your mobile number
• Click to proceed then click the link to verify sent by SMS or via email.
• Check your mobile and email for registration and then enter the appropriate password to finish the procedure of LIC policies. Verify the policy information and enrollment

Note: Be sure to keep track of your LIC policies frequently since the inaccurate LIC policy details could be immediately deleted after five days.

*All savings are arranged by the insurance company by the approved insurance plan of IRDAI. Standard T&C Apply

What Are The Documents Required to Check LIC Policy Details for a New User?

• Policy Number: There must be a valid LIC policy in your name
• Installment Premium: This is the paid premiums without any service tax that is required to be entered.
• Date of Birth: The DOB must be in DD/MM/YYYY format
• Mobile Number: The insured must enter a valid mobile number to get alerts like LIC premium payment alert, policy maturity alert, premium due, etc.
• Email ID: The insured must enter an active email ID.

Points to Keep in Mind About the LIC Policy Status Check

Here is a list of points to remember about the LIC policy status check:

• The validation of all the policies will be completed after the completion of necessary checks with the agenda of your policy.
• The enrolment process is necessary to assist authorized access to specific functionalities provided by the LIC like a request to change the address.
• All policies in ordinary life are based on annual premium payments in advance. However, installment premiums may be made monthly, quarterly, or half-annually at a slight additional charge.

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How to Check the LIC Policy Details Without Registration?

You can check LIC policy status details without registration through any of the following steps

1. Send SMS to Check LIC Policy Status:
You can avail of all the LIC policy details simply by sending an SMS to 56767877.

Types of Enquiry	Description	SMS Code
To Know About Installment Premium	All the policies in life are dependent on advance annual premium payments. But installment premiums can be half-yearly, quarterly, or monthly.	Type ASKLIC<Policy Number>PREMIUM and send it to 56767877
To Know About the Bonus Amount	The sum accumulated out of the bonus as of today.	Type ASKLIC<Policy Number> BONUS and send to 56767877
To Enquire About Revival Amount	Revival means to bring it back to life. If your policy lapses, you can revive your policy at any time within a duration of 5 years.	Type ASKLIC<Policy Number>REVIVAL and sent it to 56767877
To Check the Amount of Loan Available	The sum that you can avail from your policy in the form of a loan	Type ASKLIC<Policy Number>LOAN and send to 56767877
To Check the Status of Nomination Details	You can know about the details of the nominations	Type ASKLIC<Policy Number>NOM and send it to 56767877

2. Check LIC Pension Policy Status via SMS:

Types of Enquiry	Description	SMS Code
To Know About IPP Policy Status	IPP Policy Status is the Individual Policy Plan Status.	Type ASKLIC<Policy Number>STAT and send it to 56767877
To Check the Existence Certificate Due	An existence Certificate is a document that certifies the existence of an individual.	Type ASKLIC<Policy Number>ECDUE and send to 56767877
To Get to the Last Annuity Released Date	The date when the annuitant releases the payments from an annuity.	Type ASKLIC<Policy Number>ANNPD and send it to 56767877
To Enquire About the Annuity Amount	The annuity amount is the sum that is paid in series at equal intervals.	Type ASKLIC<Policy Number>AMOUNT and send to 56767877
To Avail of the Cheque Return Information	Cheque return in case of insufficient funds in the drawer’s account.	Type ASKLIC<Policy Number>CHQRET and send to 56767877

How To Check LIC Policy Status Via Call Centre?

You can check the LIC policy status via the call center by using the company’s IVRS system. The Integrated Voice Response System, i.e. IVRS is made available 24×7, in almost all cities. Any buyer can get hold of LIC India IVRS by simply dialing UAN, i.e. Universal Access Number 1251. 

To make local calls from a BSNL or MTNL number, you just have to dial 1251, and users making calls using other than MTNL or BSNL numbers can get access to IVRS by calling the IVRS center number of the respective city followed by 1251. You can also get hold of the regional or zonal offices of LIC to check LIC policy status details of all kinds of policies. The regional offices are classified into eight zones: Northern Zone, Southern Zone, Western Zone, Eastern Zone, Central Zone, North Central Zone, South Central Zone, West Central Zone, East Central Zone, and West Central Zone.

You can also check your policy details/status by calling the toll free customer care number of LIC – 1800 33 4433.

You can know about the LIC customer care contact numbers for all the voice support centers that come under the aforementioned LIC zones.

What are the Benefits of Regular LIC Policy Status Check?

People often forget to check their LIC policy status as most often don’t even know how to check LIC policy details by policy number online. A LIC policy is a shield against contingencies, but it is paramount to keep a regular tab on the status of your policy to ensure that it provides optimum returns. 

Here is a list of benefits of regular LIC policy status checks online:

• To know the policy details: Checking the LIC policy status will help you know the details of your policy such as the premium due date, policy maturity date, policy term, and sum assured. This information will help you plan your finances accordingly and ensure that you do not miss any premium payments.
• To avoid policy lapse: If you miss paying your premium on time, your policy can lapse, which means you will lose all the benefits associated with it. Checking your LIC policy details by policy number will help you stay informed about the premium due date and ensure that you do not miss any payments.
• To make changes to the policy: If you want to make any changes to your policy, such as increasing the sum assured or changing the policy term, you need to be aware of the current LIC policy status. Checking the policy status will help you understand the current status of your policy and make informed decisions regarding any changes you want to make.
• To stay updated on policy performance: Checking the LIC policy details by policy number will help you track the performance of your policy, such as the returns generated by the policy and the bonuses earned. This information will help you assess the effectiveness of your investment and take appropriate action if required.

Therefore, a timely LIC policy status check is essential to ensure that no premiums are missed, avoid policy lapse, make informed decisions regarding any changes you want to make to your policy, and stay updated on the policy’s performance.

It is pivotal to get a complete understanding of different methods through which you can check LIC policy status.

Final Thought:

Monitoring the condition regularly monitoring the condition of regularly monitoring the condition of your LIC policy is essential for keeping track of your financial security and avoiding missed premium payments. Thanks to the ease of SMS mobile phones, and call centers monitoring the details of your insurance policy is never easier. If you are aware it is possible to avoid any lapse of your policy, pay on time payment, or even modify your insurance coverage. By taking these simple steps, you can benefit you reap the maximum benefits from your LIC policy, and assure you that the financial plan remains on the right track.

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