Top Health Insurance Companies In India

The Health Insurance Companies in India have grown tremendously, thanks to advancements in medical technology and the expansion of health insurance schemes. Health insurance enables individuals to maintain their health and the health of their families without unexpected medical expenses. Today, buying a health plan is quick and easy, taking minutes to complete.

In this blog post, we provide a detailed overview of various health insurance companies in India and their health insurance policies.

List of Health Insurance Companies in India

Insurance Company Name	Health Insurance Plans	Cashless Hospitals
Aditya Birla Health Insurance	Activ Fit, Activ Health Platinum Enhanced, Activ Assure Diamond+ Super Health top-up, Activ Assure Diamond, Activ Care Classic, Active Health Platinum Essential, Activ Secure, Activ Critical Illness Plans, Activ Secure Personal Accident	10,000+
Acko General Insurance	25L ACKO Platinum Plan, 25L ACKO Platinum Super Top-up Health Insurance, 50L ACKO Platinum Plan, 50L ACKO Platinum Super Top-up Health Insurance, 1 Cr. ACKO Platinum Plan, 1 Cr. ACKO Platinum Super Top-up Health Insurance, Unlimited ACKO Platinum Plan, Unlimited ACKO Platinum Super Top-up Plan, Aarogya Sanjeevani, Group Health Insurance	Not Available
Bajaj Allianz General Insurance	Individual Health Insurance, Family Health Insurance, International Health Insurance, Health Infinity Plan, Aarogya Sanjeevani, Corona Kavach, Top-up Health, Criti Care Global Personal Guard, Senior Citizen, M-Care, Saral Suraksha Bima	8,000+
Cholamandalam MS General Insurance	Flexi Health, Chola Healthline, Super top-up, Arogya Sanjeevani Policy, Chola Hospital Cash, Critical Healthline, Accident Protection	10,000+
Manipal Cigna Health Insurance	Hospitalization Cover, Personal Accident Cover, Critical Illness Cover, Daily Hospital Cash, Riders	8,500+
Edelweiss General Insurance	Family Health Insurance, Top-up Health Insurance	5,300+
Future Generali India Insurance	FG Health Absolute, FG Health Elite, Health Total, Hospital Cash, Future Advantage Top-up, Super Saver, Health Suraksha, Senior Citizen Insurance, Critical Illness, Surakshit Loan Bima, Arogya Bima, Arogya Sanjeevani Policy, Saral Suraksha Bima, Mosquito Insurance, Personal Accident	7,500+
Kotak General Insurance	Kotak Secure Shield, Kotak Health Care, Kotak Accident Care, Kotak Health Super Top Up, Kotak Health Premier, Arogya Sanjeevani Policy, Saral Suraksha Bima	7,000+
Go Digit General Insurance	Family/Individual Insurance, Super Top-Up, OPD Health Insurance, Arogya Sanjeevani Policy, Personal Accident, Corporate Health Insurance	10,500
HDFC ERGO General Insurance	mySecure Plans, Optima Restore Family/Individual Health Policy, Personal Accident Policy, MySuraksha Medicare Classic/Super-Top-Up Plan, MyWomen Suraksha Critical Illness/Essential Plan, MyWomen Suraksha Cancer Plus Plan, Arogya Sanjeevani Policy, iCan Health Insurance, Corona Kavach, Optima Secure Plans, Koti Suraksha	12,000+
ICICI Lombard General Insurance	Complete Health Insurance, Health Booster, Personal protection, Arogya Sanjeevani, Corona Kavach, Saral Suraksha, Health Advantage, Golden Shield	6,700+
IFFCO TOKIO General Insurance	Family/Individual Health Protector, Swathya Kavach, Individual Medshield, Personal Accident Policy, Health Protector Policy, Swasthya Raksha Bima, Critical Illness Benefit, MOS-BITE Protector Policy, Arogya Sanjeevani, Corona Rakshak And Corona Kavach policy, Hospital Daily Cash Policy, Saral Suraksha Bima	7,500+
Niva Bupa Insurance	ReAssure, SeniorFirst, Health Recharge, MoneySaver, Health Premia, Aarogya Sanjeevani, Health Companion, GoActive, Heart Beat, Health Pulse, Health Plus, Corona Kavach and Rakshak, Health Multiplier, Smart Health, Senior First, Safeguard (Add-on)	8,600+
Reliance General Insurance	Health Gain Insurance, Health Infinity, Super Top-Up, Aarogya Sanjeevani, Health Wise, Hospi Care, Saral Suraksha, Personal Accident, Critical Insurance, Corona Rakshak And Corona Kavach, Wellness	8,600+
Care Insurance	Family/Health Insurance, 1 Crore Health Insurance, Senior Citizen, Maternity Health Insurance, Health Insurance For Diabetes, Heart Health Insurance, Super Top-Up, Cancer Insurance, Critical Illness Insurance, Heart Mediclaim, Operation Mediclaim	19,000+
Liberty General Insurance	Health Connect Policy, Health Connect Supra, Individual Personal Connect Policy, Janta Personal Accident Insurance Policy, Secure Health Connect, Corona Kavach Policy, Health Prime Connect	5,800+
Royal Sundaram General Insurance	Royal Sundaram Lifeline Plan, Royal Sundaram Family Plus Health Insurance Plan, Royal Sundaram Hospital Cash Insurance Plan, Aarogya Sanjeevani Plan, Personal Accident Plan	11,800+
SBI General Insurance	Arogya Supreme Policy, Arogya Sanjeevani Policy, Arogya Premier, Arogya Plus, Arogya Top-Up, Critical Illness, Hospital Daily Cash, Super Health, Personal Accident Policy	20,000+
Star Health & Allied Insurance	Comprehensive Insurance Policy, Senior Citizens Red Carpet Health Insurance Policy, Diabetes Safe Insurance Policy, Cardiac Care Insurance Special Care, Novel Coronavirus, Cancer Care Platinum, Critical Illness, Young Star Insurance Policy, Micro Rural and Farmers Care, Women Care, Health Premier, Surplus Insurance	13,000+
Tata AIG General Insurance	TATA AIG Medicare, Medicare Plus Super Top-Up policy, Family Health Insurance, Corporate Health Insurance, Corona Kavach, Critical Illness, Arogya Illness	7,200+
The New India Assurance	Arogya Sanjeevani Policy, Corona Kavach Policy, New India Asha Kiran Policy, New India Cancer Guard Policy, New India Floater, New India Mediclaim Policy, New India Premier Mediclaim Policy, New India TOP-UP Mediclaim Policy, Young India Digi Health Policy, Yuva Bharat Health policy	1,500+
The Oriental Insurance Company	Happy Family Floater Policy, Health Insurance Mediclaim Insurance Policy, Happy Cash-Nischint Rahein Plan, Super Health Top-Up Plan, Pravasi Bhartiya Bima Yojna, Health of Privileged Elders, Aarogya Sanjeevani Policy, Dengue Kavach, Critical Illness Policy, Corona Kavach Policy, Cancer Protect, Jan Arogya Policy	5,000+
Universal Sompo General Insurance	Complete Healthcare, Super Healthcare, Arogya Sanjeevani Insurance, Corona Rakshak Policy, Corona Kavach Policy, Saral Suraksha Bima	4,000+

Why Is Health Insurance Important in India?

Health insurance is essential for a variety of reasons.

1. helps to prevent medical inflation Your savings are protected against medical expenses that could be unexpected.
2. Access to comprehensive coverage provides access to the medical services you require with no financial strain.
3. Quick and effective medical treatment Offers top-quality medical care when you need it.
4. Add-on Riders for Improved Protection Provides extra choices of coverage based on your particular needs.
5. Family Protection The coverage includes your entire family in the same plan.
6. Simple invoice It simplifies claims processing as well as ensures prompt repayment and resolution.
7. Tax Benefits Section 80D of the Revenue Tax Act provides various tax advantages.

Factors to Consider Before Choosing a Health Insurance Company in India

Choose an IRDAI-approved health insurer:

Ensure that the company is approved by the Insurance Regulatory Development Authority of India (IRDAI), the regulatory body responsible for the development and regulation of insurance companies in India.

Famous brand name:

Choose a company with a high reputation, especially in medical emergencies. A company’s reputation is based on its reliability and customer satisfaction.

Preparation of Comments:

Check the company’s previous claim settlement ratio to ensure that claims are handled properly and assistance is provided promptly.

Network Hospital:

Choose companies with multiple clinics that provide cashless treatment, eliminating the need for payment methods.

Compare different health insurance providers:

Compare premium quotes, policy terms, inclusions, exclusions, and other important features across providers to find the best fit for your needs.

Examine the planning sheet:

Read the policy document carefully to understand the benefits and coverage, to help you maximize the benefits of the policy.

Why Is It Better to Buy a Policy Directly from the Health Insurance Company?

• Wide variety of options: Choose from different plans offered by different insurance companies.
• Customization: Take options to tailor your insurance policy to your needs.
• Direct purchase: Purchase your policy directly without the involvement of third-party agents or collectors.
• Cost-effective: The plans are generally less expensive to purchase directly, as there are no commission fees.

How to Buy a Health Insurance Policy Online?

Online health insurance offers discounts that make shopping easier, reduce premiums, and eliminate paperwork.

Steps to Buy Health Insurance Policy Online

1. Check the insurance company’s website: go to the health insurance section.
2. Select System Type: Select the system you need.
3. Click “Buy Online“: This will direct you to a secure website.
4. Determine the premium: Calculate the premium on the policy premium.
5. Enter your personal information: Provide your name, address, contact information, and health history.
6. Pay bills: Use online payment methods to complete transactions.
7. Get the Policy Document: A soft copy of the policy document will be emailed to you within minutes.

Conclusion:

Choosing the right health insurance policy in India requires careful consideration of various factors such as company brand, coverage levels, hospital networks, and policy benefits If you follow the mentioned steps in this guide you can make informed decisions and get comprehensive health coverage for yourself and your family.

FAQs:

Disclaimer: All information provided on this page has been written by our team for educational purposes only. We do not have any partnerships or affiliations with any companies mentioned. If you find any mistakes or errors, let us know in the comments section. Thank You.